Moving Towards Socialism

From a recent speech: 

In her address to about 250 people in a Derry elementary school gymnasium, Clinton criticized unscrupulous mortgage brokers who push customers into borrowing more to pad their commission or are dishonest about the true cost of the loan. To help curb the number of foreclosures, Clinton proposed setting up a $1 billion fund to assist homeowners in making arrangements with lending companies to stay in their home.

She also discussed the lack of affordable housing, an issue that is particularly a problem in New England. To promote more affordable housing construction, Clinton proposed another $1 billion fund which would be distributed to state, county and local affordable housing programs.

Who's fault is it for sub-prime loans?  Clinton seems to blame the mortgage brokers.  I would say it is both the brokers and the buyers.   The brokers are guilty for extending a loan to someone who they knew could likely not pay it back.  And the homeowners for signing up for a loan that they can't afford.  

Here's an idea SELL THE HOUSE!  

I guess Clinton would prefer that people look to the government to solve all their problems instead of taking personal responsibility for their actions.